Selling a Fire Damaged House For Cash Florida

Sell Your Fire Damage House in FL for Cash


Fill In The Form or Call Us

Fill in the form on this page and we will get back to you within 24 hours.

Get an offer

We will present you with a fair cash offer that will best assist you with your situation.

We'll Close in 7-30 Days

Once you have accepted our offer, we can move forward and buy your house. We can close in as little as 7 days.

FAST CASH OFFER

Get Cash Offer

Published on April 3rd, 2023

Joel Efosa

Author | Real Estate Investor

How To Sell a Fire Damaged Home in Florida (3 Ways)

1

Sell To A Real Estate Investor That Buys Fire Damaged Homes in Florida (Fire Cash Buyers - Best Option)

Sell the House as-Is (A Few Downsides and Time Consuming)

Sell the House to a Local Home Buying Company (A Few Downsides)

Did you know the number of yearly house fires has been declining for the last 40 years? The issue is in today's world, house fires cause far more damage maybe because we have more stuff or more technology or lower-quality materials. The national average loss per house in 2020 was about $23k. The national fire protection association is a great source to find tons of stats. The National fire protection association also has lists of helpful tips and licensed professionals and dire restoration experts in your area to help after a home fire.


Here are more interesting facts.



For more statistics visit Policy Genius and The Zebra


sell fire damaged home

Selling a House With Fire Damage As Is in Florida

We specialize in buying fire damaged houses. As real estate investors, we see an opportunity to not only help you out of a traumatic situation but also restore the house.

 

We've helped sellers in really bad situations like, the city putting an interest bearing lien on the property making it near impossible to sell. We know who to talk to, how to talk to and how to negotiate with the city. Our process is made SIMPLE for sellers, learn how it works. The last thing you need is a complicated selling process when you’re selling fire damaged property, burned houses, or fire damaged houses. If you're considering if you want to sell a fire damaged house, or selling fire damaged property, fire cash buyers can walk you through the process from A-Z.

 

We just closed on a property, it took 28 days (5 days before the scheduled closing day), we bought it as is, we paid in cash, we paid all closing costs including additional closing costs, the city tried to block the transaction but our team are experts at getting around this, the seller sat back and collected her check and we can do the same for you.

 

We'd advise before finishing the article consider a no pressure, no obligation cash offer to discuss your burned house or property with Joel or someone on our team.

 

We can assure you, if you're ready to sell, you've come to the right investor, just look at our reviews.

 

You can visit our full guide on house fire victim assistance in Florida to find more available options if you're interested in selling or not.


  • How Do I Price My Fire Damaged Home in Florida?

    We like to take a look at the fire report as a great starting place. Typically everything touched by the flames have to be replaced or undergo a fire restoration. The fire damage isn't the only thing to consider, there's also smoke damage. Usually the firefighters efforts to put out the flames creates water damaged and mold damage if left untouched, causing significant damage. There is a lot going on when a house experiences a fire. This is why you want to set the asking price your house as low as you can go because 9 times out of 10, the house is already condemned, needs extensive fire restoration, or needs to be demo based on the extent of the fire. If you received the insurance claim payout, sell the house for the difference in home value you did not receive. This will make for a fast sale, in most cases. Read our full guide on pricing your fire damaged house as is.

  • How Much Money Do I Get If My House Burns Down in Florida?

    It's based on percentages. If your home is valued at $500,000 and you have 75% personal property coverage you'll get $325,000 to replace everything lost including your personal belongings in your burned house today. Check your policy because it may be broken out into replacement cost or the  actual cash value. The great thing is after you get your insurance payout, you can sell house as is for additional cash and less stress.

  • Who Would Buy My Fire Damaged Home in Florida?

     We do! We want to buy your fire damaged house fast without the need for real estate agents and real estate fees! We work to make it a win-win for both parties whether you had an insurance payout or not. Many factors go into our offer price but we stand to make it fair in order for us to complete repairs and make the burned house habitable again by restoring it to pre fire condition.


    There are also a few real estate investors that will take on a house as is that have been involved in home fires, with an extensive background in home repair and clean up in your local area. One of the main reasons is to buy in an area where home prices are very high.


a selling price that's fair market value

Is It Legal to Sell a House with Fire Damage in Florida?

Yes, it is legal to sell your fire-damaged home, but you must disclose that a fire occurred. It won't be easy to do it on the regular property retail market, but there are other avenues you can explore. Most buyers are not interested in buying a home that has been damaged by fire. However, real estate investors are willing to buy "fire damaged home as is" and pay cash. If you're wondering if you should hire a lawyer after a house fire, you can visit our full guide.

  • Do I Have To Disclose Fire Damage When Selling My Home in Florida?

    If your home has been damaged by fire, you may be wondering if you are required to disclose this information to potential buyers.


    Short answer is 100%, Yes.  By law you are required to let buyers know there has been fire damage. In most cases a small group of investors buy fire damaged homes and love the challenge of bring them back to life.


    Honesty is the best policy if a fire happened at your home. You wouldn't want to buy a house then discover there was serious damage that was not disclosed to you prior to the sale from a house fire or electrical fire.


    Selling a fire damaged property as is does not exempt the seller from disclosures. 


    - Investopedia  


  • My House Burned Down Do I Legally Still Own The Land in Florida?

    It Depends. Typically, when you purchase a home, you do own whatever lies in and around the property. However, in some parts of the country, homeowners are realizing the land they paid for does not include the land beneath it. A home builders or home sellers, may own the mineral rights.

  • Fire Department Caused Lots of Damage in Florida, Are They Liable?

    Great question, we've written a whole answer on this  topic that discusses what fire departments are liable for during their firefighting efforts and what type of fire damage restoration your home might need.

experienced home buyers

Typical Causes Of a House Fire in Florida

One of the major causes of house fires and fire damages is kitchen appliances or cooking equipment. It is estimated to account for 48% of all American house fires. Some stoves or stovetops are not being used. The most common fire-related death and injury are from stove cooking. Fireplace. There have been incidents from unsupervised burns to improper fire service on a stove. Fires can happen in many ways, although many are common. Kitchen fire remains at the top of the list. Here is a list of the common causes of house fires:

repair fire damage

Repair Costs and Repairing Fire Damage in Florida 

After a fire, your home may need major repairs. House fires will inevitably affect the value of your property when you go to sell fire damaged house. HomeAdvisor says on average repairing fire or smoke damage cost $2,800 up to $34,000. Many factors can affect the value of your house after its been fire damaged, including:

The extent of the fire damage restoration

The age and condition of your house before the fire-damaged house

The condition of your property's title and history

The amount of smoke damage in your house

The extent of any water damage

If any water damage comes mold damage

If there is an active court order to demo or repair the property

The current market value

It is important to have a professional home inspector assess the damage before repairs before you try to sell fire damaged house. They will give you an estimate on how much it will cost to repair the damages and how much your house will be worth once repairs are complete. As a cash home buyer we specialize in seeking properties after a house fire, even if the fire caused the property to be a total loss. If you can hire a professional cleaning company to clear out the house (AMFAM says it cost up to $50k for significant damage)and help you salvage anything possible especially critical documents like your mortgage docs, etc...

temporary housing

Insurance Company and Homeowner's Policies After A Fire in Florida

The most important thing to know is that a fire can be a costly disaster, even if it's small! If you have homeowner's insurance, the company will deal with the cost of repairs, and your mortgage lender and company will forgive payments.

 

However, if you don't have homeowner's insurance and live in a condo or apartment building, you may have to pay for all or part of the damage yourself. It would help if you also considered whether or not your renter's insurance will cover any damages from fires. Always consult your insurance company. Even if you have no insurance there are people and ways we can help.

sell house

The next thing to estimate is what your house is worth after a fire. For example, if your home has been severely damaged by smoke and water, it might only be worth half as much as it was before the fire. It's important to determine how much impact this had on the property value before negotiating selling prices with potential buyers to get the best price possible - this would be the biggest benefit for selling your home to an experienced home buyer without having to do all the work of repairing damaged items.

Sometimes we deem its better you work with a claims adjuster after we have a phone discussion to learn more about your specific situation and current condition of your home. In many cases a regular insurance agent goal is to meet your policy for your insurance claim. For most people an adjuster will be your advocate to receive your policies full payout. Sometimes an insurance company can be stressful to work with alone.

houses damaged

Selling With Smoke or Soot Damage in Florida

If you've had your home damaged by fire, the first step is to call an insurance company. They will tell you your options and how much help they can provide for you on different levels. For example, some policies will cover the cost of a contractor to come in and repair any property damage caused by smoke or soot, whereas others won't.

       

Your lucky number is four: The four things that you need to know about contracts for selling a house with smoke or soot damage include:

Your contract must have a clause that states that "the property is being sold as is" because the damage may go unnoticed by potential buyers.

Your contract may include other clauses that dictate when it needs to be re-inspected after a certain amount of time (2-3 years). They ensure that if there is any further damage done to the property in that period, you're not liable for it.

You must mention what kind of repairs are needed at the time of sale to avoid confusion later.

You'll need an inspector's report before the sale can happen. The inspector will examine the property and sign off on it if they deem it safe enough for habitation within reasonable standards if you want to sell or need to sell right away.

WE CAN HELP WITH ANY SITUATION AND WE'RE READY TO GIVE YOU A FAIR CASH OFFER!

Enter Your Information Below it is Quick, Easy & Free!

Get Cash Offer

3 Well Known Ways To Sell A House With Fire Damage in Florida

When your home experiences fire damage, selling it may seem like the last thing, you want to do. Fortunately, licensed professionals can help you through the entire selling process, from start to finish. In this article, we'll discuss everything you need to know about selling a fire-damaged house. We hope you find it helpful.

       

If you decide not to sell or repair your home the city may come in and decide to demo your home and put liens on your property. This situation happens other and makes it nearly impossible for anyone to buy it.

       

Whenever discussing an offer price, keep in mind the person or company taking over the property will need to deal with not only the fire damage, but smoke damage, water damage and mold damage from the water.

       

1. Sell To A Real Estate Investor That Buys Fire Damaged Homes in Florida (Fire Cash Buyers - Best Option)

An investor is someone who buys houses even fire damaged houses with the intention of flipping them or renting them out once they're brought back to life. We are usually willing to pay more for the home because we do this for a living and know our numbers. If you sell your home to us, we need a walkthrough to give you a cash offer right away, pictures would be enough. We typically close within 30 days while offering to pay your closing cost.

       

We always use a title company or closing attorney to keep both yourself and ourselves safe in the transaction. We need to ensure the title is clear and transferable. We NEVER wire you money directly, the 3rd party title company or attorney handles that. If there are any complications with the mortgage company, insurance company and or the city because of any code violations our team handles all of that. And you would need to do is sit back and wait until the title company calls you to schedule your closing day and be prepared to pay for closing costs and other real estate transfer fees.

       

2. Sell the House as-Is (A Few Downsides and Time Consuming)

If your house has sustained extensive fire damage, it may be best to sell it as-is. This means that you will sell the house without making any fire damage repairs, and the buyer will be responsible for completing any necessary repairs themselves. This can be a difficult option to sell, as few buyers are interested in buying a home with extensive repairs to be made. However, it is possible to find a buyer if you are willing to wait long enough when you work with real estate agents. The closing date might also be drawn out with fire damaged properties, even if only a small portion of the home was damaged. If you sell your house with a realtor you also have to factor in realtor fees when you sell your house, even to cash buyers if you sold your house today to the right buyer.

       

3. Sell the House to a Local Home Buying Company (A Few Downsides)

A home buying company is a company that specializes in buying and repairing damaged homes. They will usually pay cash you a median sale price for your home, and then take on the responsibility of repairing it. This can be a great option for those who don't want to deal with the hassle of repairing their home themselves, or who don't want to wait for a traditional buyer to come along. Out of the many downsides, the main one is the majority of these companies have never rehabbed a fire damaged house so their cash offer will need to hedge risk by offering you a lower price to make room for errors in their repair estimates. 


advertise the property

Happy Customers

Barbara Giacobe

★★★★★ Joel is one amazing and kind person. He was always updating me and gave me a fair price for my property. I would highly recommend him !
I wish him much success !

Donovan West

★★★★★ They were very helpful and friendly. Didn't have any problems with anything and answered all my questions I had. Quick with the closing.

Vincent Nguyen

★★★★★ I've just been closing on my house after several obstacles with the City and County but everything had been taken care properly.


The company has done a good job, especially Joel with good persistence, integrity and honesty. Highly recommended and willing to do business again.

Randy Chen

★★★★★ The team was very kind and understanding. Gave me a solid cash offer and glad i worked with them over the others that we calling me!

Ethan Alexander

★★★★★ Very grateful for you guys. Fast and easy!

Kevin Cunningham

★★★★★ Joel is so genuine and hardworking, he provided us with an amazing experience.

Jonathan Kim

★★★★★ I thought those we buy houses signs were scams, I'm so glad I searched online and found these guys. I owed a lot of taxes on my home and I was able to sell it within 19 days working with Joel and the team!

Vickie T. Smith

★★★★★ Thank you, Thank you, Thank you! Went above and beyond assisting me through this process. They Helped me move my things and even let me leave what I wasn’t taking with me. Thanks for all of the hard work!

Howard Webb

★★★★★ Job well done, closed in 35 days!

Kathleen Fox

★★★★★ Thank you for your professional and personal help in this process. You and your team have been so knowledgeable, responsive, courteous and kind...understanding my goals and executing each step in a timely and professional manner! THANK YOU! I will recommend you and your team to friends and others in our community.

Zachary James

★★★★★ If you're trying to sell your house fast in Bridgeport, these guys actually give good cash offers vs the others!!

Frank Hodges

★★★★★ Thanks for buying my Mother’s home. It was a big help that you were able to buy it without us having to clean it out and get it ready to sell. My mother had accumulated lots of stuff and after the stress of her long illness I was exhausted and I dreaded dealing with all of it. I also liked it that you gave me a very fair price for the home. I’m on a fixed income and that really helped a lot.

Cities

Jacksonville

Miami

Tampa

Orlando

St. Petersburg

Hialeah

Port St. Lucie

Cape Coral

Tallahassee

Fort Lauderdale

Pembroke Pines

Hollywood

Miramar

Gainesville

Coral Springs

Lehigh Acres

Palm Bay

Clearwater

Lakeland

Brandon

West Palm Beach

Pompano Beach

Spring Hill

Davie

Miami Gardens

Fort Myers

Boca Raton

Plantation

Palm Coast

Deltona

Riverview

Sunrise

Alafaya

Town 'n' Country

Miami Beach

Largo

Melbourne

Deerfield Beach

Boynton Beach

Doral

The Villages

Pine Hills

North Port

Kendall

Lauderhill

Weston

Daytona Beach

Homestead

Delray Beach

Poinciana

Kissimmee

Tamarac

Port Orange

Jupiter

Wellington

Bonita Springs

Sanford

Bradenton

Port Charlotte

Ocala

Palm Harbor

The Hammocks

Coconut Creek

North Miami

Fountainebleau

Sarasota

Palm Beach Gardens

Margate

Wesley Chapel

Tamiami

Kendale Lakes

St. Cloud

Pinellas Park

Pensacola

Apopka

Winter Haven

Country Club

Ocoee

Winter Garden

University

Coral Gables

Titusville

Fort Pierce

Oakland Park

Ormond Beach

Clermont

North Lauderdale

Altamonte Springs

North Fort Myers

Oviedo

Cutler Bay

Four Corners

Royal Palm Beach

North Miami Beach

Greenacres

Plant City

The Acreage

Hallandale Beach

Lake Worth

DeLand

Horizon West

Kendall West

Land O' Lakes

Valrico

Parkland

EgyLake-Leto

Riviera Beach

Richmond West

Navarre

Winter Springs

South Miami Heights

Dunedin

Merritt Island

Lauderdale Lakes

Aventura

Cooper City

University

Meadow Woods

Carrollwood

Estero

Buenaventura Lakes

Golden Glades

West Little River

Dania Beach

Ferry Pass

Princeton

Miami Lakes

East Lake

Fruit Cove

Lake Magdalene

Lakeside

Rockledge

Winter Park

New Smyrna Beach

Westchester

Golden Gate

East Lake-Orient Park

Haines City

Fleming Island

Casselberry

Oakleaf Plantation

West Melbourne

Bayonet Point

Sebastian

Panama City

Crestview

Citrus Park

Leisure City

University Park

Immokalee

Temple Terrace

Palm Springs

Tarpon Springs

Venice

Palmetto Bay

Ruskin

Keystone

Coral Terrace

Leesburg

South Bradenton

Palm City

Edgewater

Bloomingdale

Sun City Center

Oak Ridge

Wright

Westchase

Palm River-Clair Mel

Jacksonville Beach

Wekiwa Springs

Northdale

Fort Walton Beach

Vero Beach South

Key West

Hialeah Gardens

Pace

Ives Estates

The Crossings

Florida Ridge

Brent

Naples

Lutz

Ensley

DeBary

Lealman

Fish Hawk

Eustis

Jasmine Estates

Groveland

Bellview

Sunny Isles Beach

Punta Gorda

Palm Valley

West Pensacola

Bartow

Apollo Beach

Hunters Creek

Holiday

Sweetwater

Belle Glade

Bayshore Gardens

Lake Butler

Pinecrest

Seminole

Cocoa

Gibsonton

Tavares

Vero Beach

World Golf Village

St. Augustine

Lake Mary

Zephyrhills

Safety Harbor

Marco Island

San Carlos Park

Auburndale

Midway

Lake Wales

Upper Grand Lagoon

Pinewood

Country Walk

New Port Richey

Lynn Haven

Niceville

Glenvar Heights

Brownsville

Lady Lake

Longwood

Myrtle Grove

Maitland

Ojus

Stuart

Sunset

Sarasota Springs

Oldsmar

Palmetto Estates

Three Lakes

Mount Dora

Opa-locka

Southchase

West Park

Englewood

Fernandina Beach

Lantana

West Lealman

Destin

Bellair-Meadowbrook Terrace

Nocatee

Azalea Park

Gonzalez

Forest City

Thonotosassa

Lockhart

Warrington

Iona

Middleburg

Atlantic Beach

Fruitville

Lakewood Park

Hobe Sound

Olympia Heights

Minneola

South Venice

Palmetto

East Milton

Conway

Jensen Beach

Homosassa Springs

Miami Springs

South Daytona

North Palm Beach

Lake City

Villas

Cypress Lake

Gladeview

Orange City

Yulee

Jupiter Farms

Wilton Manors

Holly Hill

Fruitland Park

Elfers

Key Biscayne

Goldenrod

Lakeland Highlands

Gulfport

Shady Hills

Union Park

Goulds

Hudson

Viera East

Naranja

Cocoa Beach

Port St. John

South Miami

Westwood Lakes

Trinity

Port Salerno

Florida City

Viera West

Satellite Beach

West Miami

Milton

Lighthouse Point

Westview

Fuller Heights

Mango

Gulf Gate Estates

Avon Park

Panama City Beach

Sebring

Cheval

Gateway

Highland City

Callaway

Pasadena Hills

Richmond Heights

Cape Canaveral

Palatka

Doctor Phillips

Gifford

Pine Castle

Fairview Shores

New Port Richey East

Pine Ridge

Medulla

Cypress Gardens

Pebble Creek

Asbury Lake

Miami Shores

Progress Village

Bee Ridge

Key Largo

Celebration

Alachua

West Perrine

Westgate

Memphis

Bithlo

Laurel

St. Pete Beach

Green Cove Springs

Bardmoor

Brooksville

Beverly Hills

St. Augustine Shores

Rotonda

Hernando

Sugarmill Woods

Micco

Silver Springs Shores

Palm Beach

Orange Park

North Sarasota

Citrus Springs

Arcadia

Fern Park

Indian Harbour Beach

Lake Park

Marathon

Seffner

Wimauma

Miramar Beach

Clewiston

West Vero Corridor

Southeast Arcadia

North Weeki Wachee

Wedgefield

Venice Gardens

Broadview Park

Odessa

Davenport

Southwest Ranches

Wildwood

DeFuniak Springs

Williamsburg

North Bay Village

Southgate

McGregor

Citrus Hills

Macclenny

Mascotte

Dade City

Inwood

Inverness

Belle Isle

Gulf Breeze

South Apopka

Sanibel

Sky Lake

Indiantown

Ormond-by-the-Sea

Longboat Key

Willow Oak

Lake Lorraine

Nene Beach

Lake Alfred

River Park

Fort Myers Beach

Live Oak

St. Augustine Beach

Heathrow

Beacon Square

Osprey

Fort Pierce North

West Samoset

Treasure Island

Perry

Lecanto

South Patrick Shores

Fort Myers Shores

Pembroke Park

Indian River Estates

Lauderdale-by-the-Sea

Newberry

Cocoa West

Naples Manor

Inverness Highlands South

Fort Meade

Crystal Lake

Orlovista

High Springs

Mims

Kathleen

Combee Settlement

Jan Phyl Village

Pahokee

Lely Resort

Ocean City

South Gate Ridge

Islamorada, Village of Islands

Tequesta

Pelican Bay

Okeechobee

Springfield

Dundee

Naples Park

Fellsmere

Rio Pinar

Loughman

Valparaiso

Samsula-Spruce Creek

Zephyrhills South

Quincy

Bay Harbor Islands

Siesta Key

Palm Springs North

Surfside

Starke

South Highpoint

St. Augustine South

LaBelle

Floral City

Warm Mineral Springs

Westlake

Belleview

Port LaBelle

Zephyrhills West

South Sarasota

South Bay

Flagler Beach

Hutchinson Island South

Timber Pines

Crawfordville

River Ridge

Tice

Kenneth City

South Pasadena

Plantation

Whiskey Creek

Pine Manor

Orangetree

Bay Hill

Big Pine Key

Wahneta

Daytona Beach Shores

Sawgrass

Ridge Manor

Nassau Village-Ratliff

Mount Plymouth

Lake Sarasota

Butler Beach

Connerton

June Park

Mary Esther

Wauchula

Pea Ridge

Suncoast Estates

Lower Grand Lagoon

Vamo

Laguna Beach

Indian River Shores

Fussels Corner

White City

The Meadows

Grant-Valkaria

Belleair

Stock Island

Mulberry

Brookridge

Share by: